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San Diego Reverse Mortgages

Shop the best deals for reverse mortgages in San Diego, California. Meet Renee Konstantine.

Renee Konstantine Reverse Mortgages

Renee Konstantine

Reverse Mortgage Specialist
NMLS #1360025 | CA BRE#: 1343046

 (619) 244-7492



San Diego Bay Waterfront-  Pixabay
San Diego Bay Waterfront-  Pixabay

San Diego Reverse Mortgage Lenders

EstaR Mortgage is a California-based mortgage lender. Today over 100 of their originators are ‘EstaR Mortgage Certified’ to ensure the highest level of professionalism and integrity for borrowers who are seeking to learn more about either proprietary (private) or federally-insured reverse mortgages.

EstaR was recognized in 2018 Mortgage Executive Magazine as the 'Top Mortgage Broker in the Country' and as one of the '50 Best Companies to Work For' in addition to being featured in the National Mortgage Professional Magazine, and has published several articles in the Scotsman Guide, a key industry publication.

Each of our originators has a team of experienced professionals who are familiar with the specific needs of homeowners in San Diego, Five Points, Mission Valley,  and National City. We can walk you through the questions you’re certain to have and the process, should you decide to utilize your home’s value to create more cash flow in retirement.

How many of your neighbors have done a reverse mortgage? Here are some interesting facts about reverse mortgages and the housing market in the greater San Diego area.

There are already 2,318 people in or within 10 miles of San Diego who have a reverse mortgage today. In just the last 12 months 359 homeowners got a federally-insured reverse mortgage loan.

San Diego Reverse Mortgage Facts

In 2021, the median home value in San Diego was $879,297. Many homeowners in San Diego County may opt to apply for a private jumbo reverse mortgage instead of the federally-insured reverse mortgage which only considers the first $970,800 of the home’s appraised value. However, a private reverse mortgage includes several million dollars of the appraised value (limits vary by the lending institution), providing significantly more access to your home’s value.

Reverse mortgages calculate the maximum available loan benefit (before fees, costs, and lien payoffs) for qualified borrowers, based on the home’s appraised value, the age of the youngest borrower, or named non-borrowing spouse, and the current/starting effective interest rate.

Balboa Park Botanical Garden ~Pixabay
Balboa Park Botanical Garden ~Pixabay


About San Diego, California

In 1850, California officially gained statehood. In that same year, the city of San Diego was designated as the county seat for the newly-created San Diego county. Twice in the early 1900s, the city hosted the World’s Fair expositions in the historic Balboa Park. By 1930, San Diego hosted several military installations, including Camp Kearny, Naval Base San Diego, the Naval Training Center, Camp Matthews, and the San Diego Naval Hospital. 

San Diego is the nation’s eighth-largest city and earned the auspicious title of “America’s Finest City”. A fitting tribute to a city with a climate that’s the envy of the world and breathtaking scenery along the Pacific coast.

Local attractions include Sea World, Balboa Park, San Diego Zoo Safari Park, Hotel del Coronado, the GasLamp District, USS Midway Museum, and the San Diego Air & Space Museum.

Contact your San Diego and San Diego County reverse mortgage lender today.

Renee and her team at EstaR Mortgage are ready to answer any questions or concerns you may have about a reverse mortgage. It's important to get the facts first, discuss your unique goals and needs, and see how much you may be able to qualify for with a reverse mortgage.


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